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Private Car Comprehensive Cover
Do you have the right Insurance cover for your car?
Having your car insured is a legal obligation. But choosing Mauritius Union General Insurance is a thought-through process. Mauritius Union General insurance offers a comprehensive Car Insurance solution and it is not a coincidence if a majority of Mauritians trust the Car Insurance Market Leader for their car covers.
Choosing Mauritius Union General Insurance, Car Insurance comprehensive cover will include:
Loss or Damage to the car (including its accessories and spare parts) by accidental collision or overturning, fire, external explosion, self-ignition, lightning, theft, cyclone, tempest, flood, riots, strikes and lock-outs.
Additional benefits to our clients:
- Third party liability limits up to Rs 50,000,000 for material damage and Rs 500,000,000 for bodily injury.
- Passenger cover including driver
- Replacement car in case of accident
- 24 hour towing services
Extra benefits for brand new cars:
- Waiver of Excess (First claims within the first three years of Cover)
- Airfreight Expenses (Limit: Rs 10,000 – Validity 3 Years)
- Replacement of Car Keys and Lock Transmitter Cover (Limit: Rs 10,000 – Validity 3 Years)
- Personal Belongings (Limit: Rs 10,000 – Validity 3 Years)
- Windscreen Extension (No Excess Applicable & Validity 3 Years)
- Total Loss (excluding theft) claim settlement within 2 working days from date all documents received
- Refund the vehicle’s original registration fees within the first three years of Insurance in case of total loss.
- Two Year agreed value basis (Renewal)
- Loss of Use extended to cover Mechanical or Electrical breakdown for 7 days
- Replacement Clause (New for old) Year 1 - Indemnity up to 110% of Sum Insured
- Damage by Rodents (Rats) (Limit: Rs 10,000 – Validity 3 Years)
- Accidental Misfuelling (Limit: Rs 20,000 – Validity 3 Years)
- Automatic entry in the No Claim Bonus Scheme (2.5% discount per annum, validity 4 years)